Medicare Part D is optional prescription drug coverage. It helps you pay for outpatient prescribes medications. Part D is sold by private companies that are approved by Medicare so you may be wondering that whether you are eligible for Part D coverage. Well if you have Medicare Part A and Part B then you are eligible to get prescription drug coverage through an individual policy or as part of a Medicare Advantage plan. if you have Original Medicare Part A and Part B or a Medicare Advantage plan that doesn’t include duck drug coverage then our recommendation is that you probably should get a Part D prescription drug coverage.
Did you know that according to the CDC, about 1 in 3 people in the U.S. will develop shingles?
during their lifetime? And, about half of all cases occur in men and women over the age of 60.
Developing shingles can be dangerous to your health, and your risk increases as you get older.
Shingles can be prevented through a vaccine, which significantly reduces the amount of cases in people age 60 and older. Medicare Prescription Drug Plans (Plan D) cover the shot for shingles. Most also cover all commercially available vaccines needed to prevent illness, including the Tdap booster shot. That’s the shot for tetanus, diphtheria, and pertussis (or whopping cough). Your doctor can help you to dugout which shots are suitable for you.
In short Medicare Prescription Drug Plans (Plan D) covers the following vaccinations
- Tdap or Td (tetanus, diphtheria, pertussis)
- Shingles (zoster)
- Pneumococcal (pneumonia)
- Chickenpox (if you did not get this vaccine as a child)
Each Medicare Part D plan has a different list of covered prescription drugs, also called a formulary. It’s important to look over each plan’s formulary to understand how well it supports your prescription drug needs before choosing a prescription drug plan.
Formularies are updated every month, which means the drugs covered by a Part D plan may change. For instance, if the Food and Drug Administration determines that a drug is unsafe to use, it will be immediately removed from the plan’s formulary. Medicare Part D plans must provide written notice at least 60 days before they make any formulary change that affects a drug you take. Certain drugs are not covered under a Medicare Part D plan, such as non-prescription drugs, those covered under Medicare Parts A and B, and those not approved by the Food and Drug Administration. When considering a Part D plan, review each plan’s formulary for the prescription drugs you take to find a plan that’s right for your specific needs.